Attention homeowners in Hurst and Tarrant County: Need an appraisal?

Check out the top seven reasons why TX homeowners use Shannon Ortega:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a TX property tax assessment
To reduce their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a TX divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate

Need help deciding the value of your house in or near Hurst, TX?
Contact Shannon Ortega.

We at Shannon Ortega understand the particular needs of a consumer in need of appraisal services. Our usual business clients are used to the appraisal process and the standard documents we provide. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Need to remove PMI?

A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you remove unneeded and unwanted PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Shannon Ortega is your #1 weapon.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Shannon Ortega can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Shannon Ortega can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.